A 4-point
inspection is a detailed assessment of four major areas of a property: the roof, electrical system, plumbing, and HVAC (heating, ventilation, and air conditioning)
system. It is usually requested by insurance companies to
determine the condition of these crucial components before providing coverage.
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Here are some key points about 4-point inspections:
Purpose: A 4-point inspection gives an insurance company insight into the current condition of a house. It evaluates the major systems to assess their functionality and potential risks.
Systems Examined:
Insurance Requirement: Insurance companies often require a 4-point inspection before approving a new policy or renewing coverage. Older homes are more likely to need costly repairs, so insurers use this inspection to assess risk.
Benefits:
Remember that a 4-point inspection is not a substitute for a comprehensive home inspection. It focuses on specific areas relevant to insurance coverage and risk assessment.
Scheduling: 651-489-4633
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